Baht million
Financial Position | 2017 | 2018 | 2019 |
Investment in receivables (net) | 2,170 | 1,770 | 1,619 |
Loans (net Deferred revenue) | 192,107 | 227,896 | 237,139 |
Allowance for doubtful accounts & troubled debt *restructuring | (10,576) | (10,760) | (10,589) |
Total assets | 259,335 | 306,329 | 311,690 |
Deposits | 132,878 | 181,694 | 172,174 |
Debt issued and borrowings | 56,658 | 49,008 | 55,415 |
Total liabilities | 217,787 | 263,989 | 267,679 |
Total equity of the bank | 40,298 | 41,332 | .43,902 |
Comprehensive Income | |||
Net interest income | 10,628 | 11,262 | 12,316 |
Fees and services income (net) | 4,055 | 4,579 | 4,604 |
Gain from sale of foreclosed assets | (209) | (238) | (840) |
Total operating income | 16,298 | 18,103 | 19,168 |
Total operating expenses | 8,578 | 9,470 | 10,194 |
Impairment loss of loans and debt securities | 763 | 1,245 | 1,676 |
Profit from operating before income tax expenses | 6,956 | 7,387 | 7,297 |
Net profit (attributable to equity holder of the bank) | 5,737 | 6,042 | 5,988 |
Financial Ratio | |||
Return on average equity | 14.1 | 14.5 | 13.9 |
Return on average assets | 2.3 | 2.1 | 1.9 |
Loan spread | 5.2 | 5.0 | 4.7 |
Loan to deposit and borrowing | 101.8 | 99.1 | 104.6 |
NPL to total loans | 5.0 | 4.1 | 4.0 |
Loan loss reserve to NPL | 109.8 | 114.8 | 111.2 |
Cost to income ratio | 48.2 | 47.8 | 46.7 |
Capital Adequacy Ratio (Separate) | 16.5 | 16.3 | 16.6 |
Branches and Employees | |||
Branches | 66 | 65 | 64 |
Employees | 4,497 | 4,784 | 4,580 |
KKP Share Information | |||
Share price - High (Baht) | 79.8 | 85.0 | 74.0 |
Share price - Low (Baht) | 53.5 | 65.3 | 63.3 |
Share price - Close (Baht) | 79.3 | 66.3 | 66.0 |
Share price - Average (Baht) | 69.1 | 74.0 | 68.8 |
No. of share outstanding ('000 shares) | 846,751 | 846,751 | 846,751 |
Market Capitalization (Baht million) | 67,105 | 56,097 | 55,886 |
EPS - Basic (Baht) | 6.8 | 7.1 | 7.1 |
EPS - Diluted (Baht) | 6.8 | 7.1 | 7.1 |
PE ratio (time) | 11.7 | 9.3 | 9.3 |
PBV ratio (time) | 1.6 | 1.3 | 1.3 |
Book Value per share (Baht) | 48.8 | 49.8 | 51.8 |
Dividend per share (Baht) | 5.0 | 5.0 | 4.25 |
Dividend payout (%) | 73.8 | 70.1 | 60.1 |
Dividend yield (%) | 6.3 | 7.5 | 6.4 |
Credit ratings by TRIS Rating Co., Ltd. | |||
Company rating | A- | A- | A |
Rating Outlook | Stable | Positive | Stable |